ACV Auctions moved dealer-to-dealer wholesale onto an app and made its own inspections the product: paint readings, undercarriage imagery, OBD scans, engine audio. Ledger observations:
- The condition report standard is above the industry baseline, and arbitration turns on report accuracy — a cleaner dispute standard than traditional as-is lanes.
- It is dealer-only; retail buyers touch it indirectly, when their local dealer sources from it.
- Useful reader move: ask a dealer for the ACV (or equivalent) condition report on the used car you are considering. Willingness to share it is itself a trust signal we log.